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Spending less time behind the wheel?

Shift your auto insurance into low gear and save with CAA MyPace.

If you drive fewer than 9,000 kilometres per year, CAA MyPace is a new payment program that allows you to buy auto insurance only for the distance you need. Nothing more.

CAA MyPace can help you take control of your car insurance costs by giving you the freedom to pay only for the distance you need.

How it works.

CAA MyPace is a payment plan that provides the best way to control and manage your auto insurance premiums. There are four easy steps to use CAA MyPace:

  1. Enroll in CAA MyPace and pay your base rate plus your first 1,000 kilometres.
  2. Install the CAA MyPace device in your car.
  3. Download the CAA MyPace App to your smartphone.
  4. Drive. We’ll automatically reload your next 1,000 kilometres for you.

It’s that easy. And you’re always backed up by CAA’s reputation for great customer service.

Contact a licensed CAA Insurance Agent.

CAA Insurance agents are available at each CAA Niagara branch, by appointment or drop-in, if available.

1-833-665-8237 or contact an Agent.

Get a quote online.

Help yourself any time of day or night. Get a quote today to see what you could save based on the distance you drive.

Get a quote online.

Have questions?

The device is compatible with most vehicles that were manufactured in 1997 or later, including some hybrid models. However, electric and diesel vehicles manufactured in 2005 or earlier are not compatible.

Currently, you can only have one vehicle per policy, but you can have multiple policies if you wish. You can have one for each vehicle and view them all on the same CAA MyPace App or online portal.

Yes, you can opt out at any time. If you purchased direct from CAA Insurance please contact an agent. Your policy will be changed to CAA’s traditional auto policy.

CAA MyPace includes the same coverages as our traditional auto policy. If you have questions about these coverages, please speak with a CAA Insurance Agent.

You can enroll through a CAA Insurance Agent, visiting a CAA Niagara Branch or getting a quote online.

You’ll receive a welcome package containing your CAA MyPace Auto Insurance policy along with a copy of the Terms and Conditions.

Once you’ve installed the device and completed your first trip, you can log on to our CAA MyPace App or visit to begin viewing your kilometre usage. Don’t forget to download the CAA MyPace mobile application so you can track your mileage.

Your device will light up briefly upon successful installation. When you plug it in for the first time, it will blink after a few seconds to show it’s connected. To complete the installation, you must turn on your vehicle in a location where there is clear cellular reception so that it can communicate with the server. For example, if parked in an underground garage the installation will not be complete until you leave the parking garage. You should be able to see the trips registering on your CAA MyPace App or through the online portal, once you have taken at least one trip. If neither of these happen, please contact our technical support team at 1-844-266-6320.

For technical support regarding your device or mobile application, please call 1-844-266-6320.

There is no additional cost for CAA MyPace. Premiums are based on traditional factors such as your driving record, years of driving and how far you drive. CAA MyPace is a way to manage how you pay your premium, leaving you in control. Pay for a portion of your premium related to the distance you drive, when you drive, which may result in a savings. You can see how much you might save at or get a personalized quote online.


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Auto Insurance is underwritten by CAA Insurance Company. Certain conditions, exclusions and underwriting eligibility rules apply.
CAA MyPace is a trademark of the Canadian Automobile Association. Vehicle compatibility and enrollment in CAA MyPace payment program is subject to terms and conditions.