CAA Home Insurance

Rest assured with CAA Home Insurance

Whether you own, rent, or are looking for protection for your cottage, CAA Home Insurance products are flexible and designed to meet your family's unique needs.

CAA Members automatically receive a 10% discount2 on CAA Home Insurance. And, you can save even more with our mortgage-free, new home, monitored alarm & mature discounts. Speak to one of our licensed insurance professionals for a no-obligation quote.

CAA Home Insurance
CAA Niagara Homeowner Insurance

Homeowner Insurance

A CAA Insurance homeowner's policy offers protection for the physical structure of your home, your personal belongings and other buildings on your property. It also protects your family's legal liability to others and their property.

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CAA Niagara Tenant Insurance

Tenant Insurance

If you rent your home, your CAA Home Insurance tenant's policy insures your personal belongings from fire, theft or damage, and protects your legal liability to other people and their property.

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CAA Niagara Condo Insurance

Condo Owner's Insurance

A CAA Insurance condo policy insures your condo unit and offers protection for your personal belongings, limits your family's legal liability to other people and their property, and offers limited protection for your unit's interior.

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Bundle your Home & Auto Insurance and save

Bundle your CAA Home & Auto Insurance and receive a 5% discount on your auto insurance, and up to 12.5% on your home insurance.

Plus, you'll receive complimentary CAA Tire Coverage.

House and car, CAA Auto & Home Insurance

Legal Expense Insurance

Coverage for reasonable and necessary legal expenses incurred while pursuing or defending an accepted claim, including appointed lawyers, or other suitably qualified persons, and disbursements such as court fees, experts’ fees, police reports or medical reports. Included at no additional cost.

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CAA Tire Coverage

Bundle your CAA Auto and Home Insurance policies and receive complimentary coverage for tire repairs and replacements due to damage caused by a road hazard. Coverage for up to four tires on your existing vehicle(s), including winter tires.

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Identity Theft

With advancements in technology, protection against identity theft is more important than ever. Keep you and your information safe with CAA Insurance. CAA Home Insurance policyholders can choose to receive identity theft protection for just $25/year.

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Pipes, CAA Service Line Coverage

Enhance your Insurance coverage

CAA Insurance offers extended coverage options to protect your most valuable assets.

Service Line Coverage protects you from losses due to damage or failure of underground lines by extending your home insurance coverage to underground piping, wiring, valves and more.

Comprehensive Water Coverage protects you from multiple aspects of water damage, such as flooding rivers, heavy rainfall or sewer backup

Home Equipment Breakdown Coverage protects your electronics and appliances against unexpected mechanical, electrical or pressure-system breakdowns

1 Auto and Property Insurance are underwritten by CAA Insurance Company. Click here to see a list of underwriters covering various CAA insurance products.
2 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.