CAA Homeowner's Insurance

Protect your home and family

Your home is your space to gather and make memories with friends and family. It also houses your most valuable items. Protect the physical structure of your home, your belongings and other buildings on your property with CAA Home Insurance1. Safeguard your family from legal liability to others and their property.

Get the Home Insurance policy that meets your needs, at a competitive price. Plus, CAA Members automatically receive a 10% discount2 on CAA Home Insurance.

CAA Homeowner's Insurance
CAA Home Insurance

Bundle your Home & Auto Insurance and save

Bundle your CAA Home and Auto Insurance and receive a 5% discount on your auto insurance, and up to 12.5% on your home insurance.

Plus, you receive complimentary CAA Tire Coverage3.

Enhance your coverage

Home Equipment Breakdown Coverage

Protect your electronics, appliances, and everything in-between against unexpected mechanical, electrical or pressure-system breakdowns. Starting from only $29/year.

Benefits of Home Equipment Breakdown coverage

✔ Green coverage: If your equipment requires replacement, we'll replace it with a similar unit that features an Energy Star rating. 

✔ Living expense coverage if home becomes uninhabitable while your equipment that experienced a breakdown is repaired or replaced

✔ If repairs exceed replacement costs, your equipment will be replaced with a similar unit

CAA Home Insurance
CAA Home Insurance

Service Line Coverage

Protection from losses due to damage or failure of underground lines by underground piping, wiring, valves and more. Starting from only $17/year.

Added Protection from:

✔ Damage to wiring used for communication or data transmission

✔ Damage to your underground service line that is the result of a failure of this line. Problems that can occur include: wear and tear, rust, corrosion, decay, and freezing

✔ Costs required to repair/replace the damaged covered service line that is the result of a service line failure

Water Coverage

Protection from losses due to extensive rainfall, sewer backup, or floods. 

Added Protection from:

✔ Damaged caused by the backup or escape of water or sewage within your dwelling or detached private structure 

✔ Mass Evacuation expenses, as defined in your policy, if resulting from an Insured Peril covered under this endorsement

CAA Home Insurance

1 Property Insurance is underwritten by CAA Insurance Company. 

Click here to see a list of underwriters covering our various insurance products.

Certain conditions, exclusions and underwriting eligibility rules apply.

2 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.

CAA Insurance Company respects the privacy of its customers in accordance to its Privacy Policy. A copy of this policy can be obtained at

3Tire Coverage is underwritten by CAA Insurance Company.