Family in Car, CAA Auto Insurance

Switch to CAA Auto Insurance for exclusive Member benefits and outstanding claims service

CAA Auto Insurance offers competitive rates on comprehensive coverage. CAA Members get up to 20% savings2, and you may be eligible for additional discounts:

  • Multi-Line Discount - Save 5% when you bundle your CAA Auto & Home Insurance
  • Multi-Vehicle Discount - Save 15% when you insure 2+ vehicles with CAA Insurance
  • Winter Tire Discount3 - Save 5% when your vehicle has four winter tires
  • CAA Connect™ Discount - Save 5% on your auto premium when you enroll in the program
CAA Niagara - Auto Insurance
House and Car, CAA Insurance

Bundle your Home & Auto Insurance and save

Bundle your CAA Home & Auto Insurance and receive a 5% discount on your auto insurance, and up to 12.5% on your home insurance.

Plus, you receive complimentary CAA Tire Coverage.

CAA Insurance Competative Rates

Competitive Rates

CAA Insurance offers flexible rates to suit your family's budget, with an additional savings for CAA Members.  Get a quote in minutes online or contact a CAA Insurance Agent to build a policy that will suit your needs.

Find an Agent
CAA Insurance 24/7 Claims Service

24/7 Claims Service

If you're involved in an accident, simply call our toll-free claims line any time. A knowledgeable and friendly claims specialist will help you through the process, answer your questions, and do everything possible to get you back on the road.

File a Claim
CAA Niagara - CAA Connect

Save with CAA Connect

CAA Connect rewards your safe driving. The program uses your personal driving habits to calculate unique, personalized insurance rates. You could save up to 15% on your CAA Auto Insurance premium after one year!4.

Learn More

Read your CAA Insurance Automobile Policy

CAA Niagara Insurance - Forgive and Forget

Forgive & Forget rewards your good driving record

Even good drivers can make mistakes and be involved in an accident. The Forgive and Forget Plan® can protect the rates and good driving record you've earned over the years. In the event of your first at-fault accident, you'll experience no change in your insurance driving record... and that could save you hundreds of dollars!

1 Auto and Property Insurance are underwritten by CAA Insurance Company.
2 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.
3 Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15. 
4 Maximum discount while enrolled in the CAA Connect program is 15% on renewal after one year.

™CAA Connect is a trademark of the Canadian Automobile Association
™Forgive and Forget is a trademark owned by CAA Insurance Company.

Certain conditions, exclusions and underwriting eligibility rules apply.

CAA Insurance Company respects the privacy of its customers in accordance to its Privacy Policy. A copy of this policy can be obtained at