CAA Cottage Insurance

Protect your home away from home with flexible coverage from CAA Insurance

CAA Home Insurance1 can provide inclusive policies for your cottage, which offer many unique aspects of coverage. There are packages available to meet all of your needs, whether you only visit the cottage for a few months during the year, or enjoy your retreat all year round.

CAA Members automatically receive a 10% discount2 on CAA Home Insurance. And, you can save even more with our mortgage-free, new home, monitored alarm & mature discounts. Speak to one of our licensed insurance professionals for a no-obligation quote.

CAA Cottage Insurance

Coverage Available:

  • Coverage when the cottage is rented to others
  • Up to $2,000,000 liability coverage available
  • Unique coverage includes: damage caused by bears; limited rental coverage, glass breakage and special limits on watercraft (excluding jet skis and jet-propelled boats) up to $5,000
  • The Deluxe Seasonal package offers extensive coverage and guaranteed replacement cost on the building, along with replacement cost on personal property. It also automatically includes coverage for burglary, theft, and vandalism

Bundle your Home & Auto Insurance and save

Bundle your CAA Auto and Home Insurance and receive a 5% discount on your auto insurance, and up to 12.5% on your home insurance. Plus, you receive complimentary CAA Tire Coverage and CAA Legal Coverage.

Plus, receive CAA Tire Coverage1, complimentary coverage for tire repairs and replacements due to damage caused by a road hazard.

CAA Home & Auto Insurance

Enhance Your Coverage

Take advantage of the additional coverage CAA Insurance offers with your home insurance policy, designed to protect the things that matter most.

CAA Insurance

Home Equipment Breakdown Coverage

Protect your electronics and appliances against unexpected mechanical, electrical or pressure-system breakdowns with our comprehensive and affordable coverage. If you have CAA Home Insurance, you're eligible to receive Home Equipment Breakdown coverage for as little as $29/year!

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CAA Home Insurance

Service Line Coverage

Service Line Coverage protects you from losses due to damage or failure of underground lines by extending your home insurance coverage to underground piping, wiring, valves and more. If you have CAA Home Insurance, you're eligible to receive Service Line Coverage for as little as $17/year.

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1 Property Insurance is underwritten by CAA Insurance Company.

2 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.

Click here to see a list of underwriters covering our various insurance products.

Certain conditions, exclusions and underwriting eligibility rules apply.