CAA Emergency Travel Medical Insurance

The travel protection you need, with the affordable rates you want

CAA Travel Insurance takes the stress out of travelling and may cover an unexpected illness or injury, so the trip of your dreams doesn't become a financial nightmare. 

If you are planning to travel out of province or out of the country, remember to get CAA Travel Medical Insurance before you go. Plans are flexible and as an added bonus CAA Members save 10%* off most Travel Insurance products.

CAA Travel Medical Insurance

Single Trip Medical Plan

Whether you're planning a quick trip across the border or an extended vacation overseas, a Single Trip Medical Plan protects you and your family in the event of an unforeseen medical emergency while away.

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What's included?

Emergency medical treatment to a maximum of $5 million which includes2:

✔  COVID protection3

✔  Hospital accommodations, lab tests, x-rays, nursing and ground ambulance

✔  Emergency dental expenses

✔  Medical repatriation and Medical follow-up in Canada

✔  Reimbursements and assistance for vision care, hearing aids, pet care and kenneling

✔  Message centre and urgent message service

✔  For Travel Outside of Ontario Virtual Emergency Medical Assistance and House Call Service4

Multi-Trip Medical Plan

Frequent travellers can benefit from the flexibility of a CAA Annual Travel Medical Plan5. Buy once, and you're covered for up to 4, 8, 15 or 30 day trips outside of your Canadian province - for a full year. Your Multi-Trip Annual Plan days start each time you leave Canada, but if you stay longer than the days you purchased, a top-up will be required.

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What's included?

You receive all the benefits of a single trip plan but your coverage extends for the full year. Emergency medical treatment to a maximum of $5 million which includes2:

✔  COVID protection3

✔  Hospital accommodations, lab tests, x-rays, nursing and ground ambulance

✔  Emergency dental expenses

✔  Medical repatriation and Medical follow-up in Canada

✔  Reimbursements and assistance for vision care, hearing aids, pet care and kenneling

✔  Message centre and urgent message service

✔  Virtual Emergency Medical Assistance and House Call Service4

Additional Resources

Protect yourself at home with CAA Travel Insurance

CAA Travel Insurance protects your adventures, no matter how close to home. Discover In-Province Virtual Emergency Medical Assistance2 provided to all Multi-Trip Plan policyholders at no additional charge.

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Book your next vacation with CAA Travel

Our team of experienced CAA Travel Agents have stepped foot on almost every continent using just about every method of travel, and have the experience to help you book your next adventure with confidence.

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Travel advice and advisories.

Check the Travel Advisories page for your destination before you travel. Safety and security may change between the date you book and your departure date, which may impacat your travel insurance coverage.

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1Applies to CAA Members in good standing (CAA Membership dues paid in full by membership expiry date). Ten percent (10%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice.

Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period.

3 Terms and conditions apply.  $5 million CAD emergency medical coverage, is dependent on having received all Health Canada approved COVID-19 vaccines, at least 14 days prior to departure.  Please see the COVID-19 Endorsement for details. 

4 CAA Assistance is provided by Active Care Management Inc. Virtual Emergency Medical Assistance and House Call services availability may vary depending on geographical locations and current emergency medical condition. Multi-trip Annual Plans include in-province virtual assistance, limited to four (4) calls per insured and unlimited virtual visits when travelling outside of Ontario and internationally.  Single Trip Medical Plan include unlimited number of virtual visits when travelling outside of Ontario and internationally. 

5 Medical Multi-Trip Annual Plans cover 4, 8, 15, 30 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date.

This website is intended for promotional and informational purposes and is not an insurance policy. It is not an offer of insurance. It contains some information about coverages offered by Orion Travel Insurance Company but it does not list all of the conditions and exclusions that apply to the described coverages.

CAA Emergency Travel & Medical Insurance is underwritten by Orion Travel Insurance Company.

Download the Policy Guide for policies purchased prior to March 2020.